Sensible Credit Card Solutions
Applying for a credit card has never been easier. It doesn't even matter if you have excellent credit or poor credit, there is a credit card for you. If you have bad credit, the sensible way to build your credit back up is to get a credit card and use it for your purchases. If you have excellent credit, chances are you are paying too much interest. Apply online for a balance transfer to lower the interest you are paying. The way the economy is heading you need to spend your dollars sensibly, not on high credit card interest payments. That is the concept behind Sensible Dollars.
Cash Back Rewards
Cash back credit cards provide you with an additional sum of money to enjoy leisure activities. Cash back credit cards are the trendiest way of shopping. Cash back credit cards are a type of financial obligation, and hence you have to use them intelligently and avoid falling prey to their disadvantages. Remember that even though there disadvantages to these cards, the advantages outweigh the disadvantages.
Balance Transfer Credit Cards
A balance transfer credit card is a great way to lower the interest rate that you may be currently paying on your credit cards. With a credit card that allows you to transfer balances, you can consolidate your current high interest payments into one low, or sometimes zero percent, credit card payment. That is a very sensible way to save some dollars. Most credit card companies have cards that allow a balance transfer. Sensible Dollars has reviewed the top balance transfer offers available.
Here are some other dollar saving balance transfer credit card ideas
Gas Credit Cards
With the gas prices at record highs, a gas rewards credit card is a very sensible solution to save you dollars at the pump. A gas credit card actually makes you money when you use the card. They are a very sensible solution to saving dollars especially if you travel a lot and have to stop at the gas station frequently. Many of the major credit card companies offer a gas credit card in some form.
Here is some more info on gas credit cards
Debit or Pre-Paid Credit Cards
In the present economy, getting a new credit card is tough unless you have just about perfect credit. The dilemma is that you just about need a credit card to make some purchases. If you can’t get a credit card what is a person supposed to do to make a purchase where a credit card is needed. The answer is a debit or pre-paid credit card card. You can use a debit card just like a credit card. The only drawback is that you need to pre pay the card in order to use it.
Browse the Sensible Dollars site for a credit card solution that is right for you. If you know what kind of credit card that would be sensible for you, use our search page to find the sensible credit card solution that fits your needs. You can also use our customized card finder to narrow your results down to only the credit cards that you will qualify. If you need to learn more about the different credit cards and their terminology, we have a very handy resource page that should help you. We also have some very sensible reviews of some of the best credit cards to help you decide which card may be right for your situation.