Credit Cards for People that have Earned the Excellent Credit Rating Status
Apply for a credit card online if you have excellent credit. These credit cards are for people that have earned an excellent credit rating but are still paying too much interest. Apply for a card that has a lower interest rate and transfer balances to significantly lower your monthly credit card payment. Sensible Dollars has the credit cards to mange your credit cards sensibly. Apply for these credit cards online to get the best deal available to preserve your excellent credit rating.

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AMEX - True Earnings® Card from Costco and American Express
With this offer, consumers can earn cash back wherever you buy, including 3% for gasoline for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, and 1% virtually everywhere else
- No annual fee for Costco members
- 0% intro APR on purchases for six months
- Earn cash back wherever you buy, including 3% for gasoline for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, and 1% virtually everywhere else
- Rated 4.5 out of 5 stars in Overall Satisfaction Rating, based on feedback from current TrueEarnings(R) Cardmembers from Costco and American Express
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0% |
on purchases for up to 6 months |
15.24% variable |
N/A |
Yes |
Excellent |

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IBERIABANK Visa Gold
Apply for the IBERIABANK Visa Gold today!
- No annual membership fee
- Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate.
- Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months
- Earn 1% in cash back credit on all qualifying purchases
- No limit on cash back; no expiration date on eligibility for accounts in good standing
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N/A |
N/A |
Prime+5%-Prime+11% |
$0.00 |
Yes |
Excellent |

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AMEX - The Platinum Card® from American Express
- Earn 25,000 Membership Rewards® bonus points when you spend $1,000 in your first 3 months of Card membership redeemable for one domestic round-trip Coach-Class airline ticket!
- Airport Club Access: Access airport lounges around the world, compliments of Airport Club Access Program.
- 24-Hour Concierge Service: From buying gifts to making reservations, the Platinum Card® Concierge is at your service so you can spend your energy doing what you want.
- FINE HOTELS & RESORTS: Receive special amenities and comforts when staying at more than 600 boutique, resort and luxury hotels around the world.
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N/A |
N/A |
N/A |
$450 |
No |
Excellent |

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AMEX - The Delta Reserve Credit Card
The Delta Reserve Credit Card: Discover a noticeably richer travel experience.
- Earn 10,000 Medallion(R) Qualification Miles (MQMs) with your first purchase, and Miles Boosts(SM) of up to 30,000 MQMs when you spend $60,000 in a calendar year
- Annual complimentary First-Class companion ticket with Card renewal
- Delta Sky Club(TM) access for you and your guests
- Check your first bag free on every Delta flight
- Rated 4 out of 5 stars in Overall Satisfaction Rating, based on feedback from current Delta Reserve Credit Cardmembers from American Express
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N/A |
N/A |
14.50% variable |
$450.00/year |
Yes |
Excellent |

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IBERIABANK Visa Select
Apply for the IBERIABANK Visa Select Card
- Introductory Rate of 0.00% for 12 months from date opened, on Purchases. (If there is an interest charge, the charge will be no less then $1.00). This rate will not change during the introductory per
- Low Introductory APR on Balance Transfers of 1.99% for the first 12 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months
- Low Ongoing Variable Rate APR after introductory period of 7.50% (Prime + 4.25%). This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no les
- Online access to credit card account information
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7.50% |
12 months from date opened on Purchases |
7.5% |
35.00 |
Y |
Excellent |

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IBERIABANK Visa Classic
Apply for the IBERIABANK Visa Classic today!
- No annual membership fee
- Low variable rate of 7.25%, 10.25%, or 13.25% (Prime + 4.00%, Prime + 7.00%, or Prime + 10.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate.
- Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months
- Online access to credit card account information
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N/A |
N/A |
prime+4%-prime+10% |
$0.00 |
Yes |
Excellent |

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IBERIABANK Visa Platinum
Apply for the IBERIABANK Visa Platinum today!
- No annual membership fee
- Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate.
- Low Introductory ARP on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months
- Earn 1 bonus point for every $1 in qualifying net retail purchases
- Turn your points into hotel, gift, or experience rewards
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N/A |
N/A |
Prime+5%-Prime+11% |
$0.00 |
Yes |
Excellent |
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