Apply Online for a Prepaid or Secured Debit Credit Card
Spending cash for purchases is not a sensible way to do business. A prepaid credit card is the only sensible solution to make purchases. If your card is lost or stolen, you can freeze the use of the card immediately. If you lose your cash, chances are that cash is gone forever. You can use a prepaid credit card anywhere credit cards are accepted making your purchases safe and secure. Apply online for a prepaid credit or debit card and you will be spending your dollars the sensible way.

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New Millennium Bank Secured Gold Visa® or Mastercard®
New Millennium Bank is now offering secured Gold Visa® and Gold MasterCard® credit cards for those individuals wishing to establish or repair their credit. With credit lines secured by their savings account in amounts between $300.00 and $5,000.00, these cards can be used just as you would any credit card at over 10 million establishments worldwide. People CAN apply to get both cards and they can even add a co-applicant name and get additional cards.
- Approved regardless of credit history
- Credit limits up to $10,000*
- Reports to all 3 bureaus
- Get cash at over 740,000 ATMs
- No credit check
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N/A |
N/A |
19.50% |
59.00 |
No |
Bad |

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New Millennium Bank Secured Black Diamond Visa® or Mastercard®
New Millennium Bank is now offering secured Black Diamond Visa® and MasterCard® credit cards for those individuals with less than perfect credit. With credit lines secured by their savings account in amounts between $300.00 and $5,000.00, these cards can be used just as you would any credit card at over 10 million establishments worldwide. People CAN apply to get both cards and they can even add a co-applicant name and get additional cards.
- Approved regardless of credit history
- Credit limits up to $10,000*
- Reports to all 3 bureaus
- Get cash at over 740,000 ATMs
- No credit check
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N/A |
N/A |
19.50% |
59.00 |
No |
Bad |

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AccountNow® Prepaid Visa® Card
Add the AccountNow® Prepaid Visa® Card! Key Features include: $0 Activation Fee when you load your card by direct deposit.
- 100% guaranteed approval*
- Free credit builder and bill pay
- $0 activation fee with direct deposit
- New! Now with the iAdvanceSM loan option
- This is a debit-card, not a credit card
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AccountNow® Prepaid MasterCard® Card
Add the AccountNow® Prepaid MasterCard® Card! Key Features include: $0 Activation Fee when you load your card by direct deposit. Online Bill Pay.
- 100% guaranteed approval*
- Free credit builder and bill pay
- $0 activation fee with direct deposit
- New! Now with the iAdvance%%SM%% loan option
- This is a debit-card, not a credit card
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New Millennium Bank Secured Platinum Visa® or Mastercard®
New Millennium Bank is now offering secured Visa® and MasterCard® credit cards for those individuals wishing to establish or repair their credit. With credit lines secured by their savings account in amounts between $300.00 and $5,000.00, these cards can be used just as you would any credit card at over 10 million establishments worldwide. People CAN apply to get both cards and they can even add a co-applicant name and get additional cards.
- Reports to ALL 3 Bureaus
- No Credit Check
- Be Approved Regardless of Credit History
- Special High Introductory Savings Rate
- Bonus $3,000 credit line with My Computer Club
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N/A |
N/A |
19.50% |
59.00 |
No |
Bad |

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New Millennium Bank Secured Platinum Visa® or Mastercard®
New Millennium Bank is now offering secured Visa® and MasterCard® credit cards for those individuals wishing to establish or repair their credit. With credit lines secured by their savings account in amounts between $300.00 and $5,000.00, these cards can be used just as you would any credit card at over 10 million establishments worldwide. People CAN apply to get both cards and they can even add a co-applicant name and get additional cards.
- Reports to ALL 3 Bureaus
- No Credit Check
- Be Approved Regardless of Credit History
- Special High Introductory Savings Rate
- Bonus $3,000 credit line with My Computer Club
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N/A |
N/A |
19.50% |
59.00 |
No |
Bad |
Click Here to see more Prepaid or Debit Card Offers
Here are some interesting articles that may aid you in making a sensible decision before applying for a debit or prepaid credit card.
The Differences among Sensible Secured Credit Cards
If you too have bad credit, then you can opt for bad credit cards. These cards may appear as standard cards but they help you to repair your credit history. The reason behind this is that the companies submit your credit details to the credit bureau who decides your credit score. Read the full article...
Sensible Benefits of Prepaid Credit Cards
People who seek to apply for prepaid credit cards are, as usual, concerned about three major determining factors that include the application fee, annual fee and the participation fee. Many people with their family members mainly teens and college students choose prepaid cards because it offers right balance of parental controls and independent decision-making. Read the full article...
Sensibly Deciding between a Credit Card Vs Debit Card
The decision about whether to get a Credit Card or a Debit Card leaves you with many advantages and disadvantages on both cards. Credit cards could possibly get you into financial trouble if you are not careful. With a Debit card, you can only spend what you can afford. Read the full article.
Secured Credit Cards - A Sensible Step to Rebuild Your Credit
Secured credit cards are only given to individuals with no credit history, or to people who have bad credit and can't get any other card to re-build their credit. Since these are credit cards designed to help someone with a bad credit history (or in rare cases, none at all) get into the game, these are not going to be the best deals. However when there's nothing else available a good secured credit card can help to rebuild your credit score back to a respectable level. Read the full article...
Sensible Benefits of Prepaid Credit Cards
People who seek to apply for prepaid credit cards are, as usual, concerned about three major determining factors that include the application fee, annual fee and the participation fee. Many people with their family members mainly teens and college students choose prepaid cards because it offers right balance of parental controls and independent decision-making. Read the full article...
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