Sensible Dollars for Smart Credit Card Choices

 

 

 

 

 

 

 

 

Credit Cards for People that have a Good Credit Rating Status

Apply for a Credit Card Online if you have good credit. If you have good credit, you can still take advantage of some of the best online credit card deals available through Sensible Dollars. You can transfer your balances from the high interest credit cards you already have and work your way back up to the excellent credit status that you deserve. Use your credit sensibly and you will gain the credit status that you deserve.


AMEX - Starwood Preferred Guest® Credit Card from American Express

Earn up to 25,000 Starpoints® - enough for up to 6 free nights at a category 1 or 2 hotel.

  • Earn up to 25,000 Starpoints® - enough for two free nights at the Westin St. Francis in San Francisco, the W Boston or any other category 5 hotel.
  • Redeem Starpoint ® for free nights at over 1,000 hotels and resorts in nearly 100 countries and for free flights on over 350 airlines - all with no blackout dates.
  • No annual fee for the first year and $65 thereafter.
  • Stay 2 nights and get the 3rd night free at participating Sheraton® Hotels and Resorts worldwide.
  • Earn 4 to 5 Starpoints for every dollar you spend at Starwood Preferred Guest Hotels and Resorts.
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
2.90% on purchases and balance transfers for 6 months 15.24% variable 45.00 Yes Good

Discover - Escape by Discover® Card

Apply for the Escape by Discover® Card!

  • 25, 000 Bonus Miles – Earn 1,000 Miles each month you make a purchase for the first 25 months
  • 2 Miles per $1 on all purchases
  • No limit on the Miles you earn and Miles don’t expire*
  • Fly on any airline, book any hotel or car, with no blackout dates
  • Use Miles for travel, merchandise, gift cards or cash
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0% 6 months (on purchases and balance transfers) 10.99%-16.99% Variable 60.00 Y Good

AMEX - American Express® Gold Card

Earn 10,000 Membership Rewards(R) bonus points when you spend $500 in your first 3 months of Card membership - redeemable for select gift cards valued at $100!

  • Earn 10,000 Membership Rewards(R) bonus points when you spend $500 in your first 3 months of Card membership - redeemable for select gift cards valued at $100!
  • The Membership Rewards program - Turn your everyday purchases into Membership Rewards points, and then redeem them for an amazing collection of travel, shopping, dining and entertainment rewards.
  • Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
  • Express Approval. Get a decision in 60 seconds.
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A N/A N/A 125.00 Yes Good

Discover - Discover® More® Card

With the Discover® More® Card consumers can earn 5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall.

  • 0% intro APR on balance transfers for 12 months, then the Regular APR
  • 0% intro APR on purchases for 12 months, then the Regular APR
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • No Annual Fee
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0% Intro APR Period: Purchases=12 months;BT=12 months 11.99%-20.99% Variable 0.00 Yes Good

Discover - Discover® MotivaSM Card

Earn Cashback Bonus for your good credit management

  • Earn Cashback Bonus for your good credit management
  • 5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • 3.99% intro APR on balance transfers for 15 months, then the Regular APR
  • 3.99% intro APR on purchases for 12 months, then the Regular APR
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
3.99% Purchases=12 months;Balance Transfer=15 months 11.99% - 20.99% 0.00 Yes Good

Discover - Miles by Discover® Card

The Miles by Discover® Card allows you to promote a low introductory offer where the consumer can earn 1 mile for every dollar they spend. This program performs best when marketed to individuals with good to excellent credit.

  • 12, 000 Bonus Miles – Earn 1,000 Miles each month you make a purchase for your 1st year
  • 1 Mile per $1 on every purchase
  • Plus, 2 Miles on travel and restaurant purchases on your first $3,000 each year
  • No limit on the Miles you earn and Miles don’t expire*
  • Fly on any airline, book any hotel or car, with no blackout dates
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0% Purchases= 6 months;Balance Transfer= 6 months 10.99%-16.99% Variable 0.00 Yes Good

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