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Instant Decision Credit Card Applications
Apply for a Credit Card online and receive an Instant decision. If you need a credit card fast, these are the credit cards to apply for a quick response. If you get turned down for one credit card, you can simply fill out another online application and they will let you know immediately if you are qualified for that credit card offer. This is the sensible way to get a credit card fast. Apply today and get a response today!
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CitiBusiness® Card |
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The CitiBusiness® Card. The Card built for small businesses. - $25 Statement Credit after $250 in purchases*
- 0% APR on purchases for 12 months*
- No annual fee
- Additional cards for employees with credit limits you set
- Quarterly and annual account summaries
*See Card Terms and Conditions
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% |
12 months |
7.99% |
$0.00 |
No |
Good |
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Discover® More® Card – American Flag |
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Apply today for the Discover® More® Card - American Flag! - 5% Cashback Bonus®* in categories that change like travel, home improvement stores,
department stores, gas, groceries, restaurants and many more
- 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
- Up to 1% Cashback Bonus on all other purchases automatically
- Unlimited cash rewards
- Turn your Cashback Bonus into bigger rewards everytime when you redeem for gift cards
from over 100 brand-name Partners
- No Annual Fee
- Online Account Access
- Online Bill Payment
*View Rates, Fees, Rewards and Other Important Information
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% |
Purchases=6 months;Balance Transfer=12 months |
10.99% - 18.99% |
$0.00 |
Yes |
Good |
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Discover® MotivaSM Card |
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Apply today for the Discover® MotivaSM Card! - Pay-On-Time Bonus® equal to a full month's interest added to your Cashback Bonus account
- 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
- Up to 1% Cashback Bonus on all other purchases
- Unlimited cash rewards
- Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards from over 100 brand-name Partners
- Free payment by phone
- Automatic email reminders when a Payment Due Date is nearing or when a payment has been made
- No Annual Fee
- Online Account Access
- Online Bill Payment
*View Rates, Fees, Rewards and Other Important Information
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 3.99% |
Purchases=6 months;Balance Transfer=12 months |
10.99% - 18.99% |
$0.00 |
Yes |
Good |
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Discover® More® Card – Sealife Collection |
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Apply today for the Discover® More® Card - Sealife Collection! - 5% Cashback Bonus®* in categories that change like travel, home improvement stores,
department stores, gas, groceries, restaurants and many more
- 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
- Up to 1% Cashback Bonus on all other purchases automatically
- Unlimited cash rewards
- Turn your Cashback Bonus into bigger rewards everytime when you redeem for gift cards
from over 100 brand-name Partners
- No Annual Fee
- Online Account Access
- Online Bill Payment
*View Rates, Fees, Rewards and Other Important Information
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% |
Purchases=6 months;Balance Transfer=12 months |
10.99% - 18.99% |
$0.00 |
Yes |
Good |
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Discover® More® Card – Clear |
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Apply today for the Discover® More® Card - Clear! - 5% Cashback Bonus®* in categories that change like travel, home improvement stores,
department stores, gas, groceries, restaurants and many more
- 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
- Up to 1% Cashback Bonus on all other purchases automatically
- Unlimited cash rewards
- Turn your Cashback Bonus into bigger rewards everytime when you redeem for gift cards
from over 100 brand-name Partners
- No Annual Fee
- Online Account Access
- Online Bill Payment
*View Rates, Fees, Rewards and Other Important Information
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% |
Purchases=6 months;Balance Transfer=12 months |
10.99% - 18.99% |
$0.00 |
Yes |
Good |
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Discover® More® Card – Wildlife Collection |
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Apply today for the Discover® More® Card - Wildlife Collection! - 5% Cashback Bonus®* in categories that change like travel, home improvement stores,
department stores, gas, groceries, restaurants and many more
- 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
- Up to 1% Cashback Bonus on all other purchases automatically
- Unlimited cash rewards
- Turn your Cashback Bonus into bigger rewards everytime when you redeem for gift cards
from over 100 brand-name Partners
- No Annual Fee
- Online Account Access
- Online Bill Payment
*View Rates, Fees, Rewards and Other Important Information
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% |
Purchases=6 months;Balance Transfer=12 months |
10.99% - 18.99% |
$0.00 |
Yes |
Good |
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Discover® Open Road® Card |
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Apply today for the Discover® Open Road® Card! - 5% Cashback Bonus® on your first $100 in gas and auto maintenance
purchases each month – up to $1,200 in purchases each year
- 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
- Up to 1% Cashback Bonus on all other purchases
- Unlimited cash rewards
- Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards from over 100 brand-name Partners
- No Annual Fee
- Online Account Access
- Online Bill Payment
*View Rates, Fees, Rewards and Other Important Information
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% |
Purchases=6 months;Balance Transfers=12 months |
10.99% - 18.99% |
$0.00 |
Yes |
Good |
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Discover® Student Card – Monogram Collection |
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Apply for the Discover® Student Card - Monogram Collection! - Make your money worth MoreSM
- Unlimited cash rewards, automatically
- 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
- Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards from over 100 brand name partners
- Customer Service in less than a minute, anytime you want
*View Rates, Fees, Rewards and Other Important Information
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% |
6 months |
14.99% |
$0.00 |
No |
Fair |
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Discover® Student Card – Tropical Beach |
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Apply for the Discover® Student Card - Tropical Beach! - Make your money worth MoreSM*
- Unlimited cash rewards, automatically
- 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
- Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards from over 100 brand-name Partners
- Customer Service in less than a minute, anytime you want
*View Rates, Fees, Rewards and Other Important Information
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% |
6 months |
14.99% |
$0.00 |
No |
Fair |
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Discover® More® Card |
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Apply today for the Discover® More® Card! - 5% Cashback Bonus®* in categories that change like travel, home improvement stores,
department stores, gas, groceries, restaurants and many more
- 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
- Up to 1% Cashback Bonus on all other purchases automatically
- Unlimited cash rewards
- Turn your Cashback Bonus into bigger rewards everytime when you redeem for gift cards
from over 100 brand-name Partners
- No Annual Fee
- Online Account Access
- Online Bill Payment
*View Rates, Fees, Rewards and Other Important Information
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% |
Purchases=6 Months; Balance Transfer=12 Months |
10.99% - 18.99% |
$0.00 |
Yes |
Good |
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Discover® Student Card |
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Apply today for the Discover® Student Card! - Make your money worth MoreSM*
- Unlimited cash rewards, automatically
- 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
- Turn your Cashback Bonus into bigger rewards every time you redeem
for gift cards from over 100 brand-name Partners
- Customer Service in less than a minute, anytime you want
*View Rates, Fees, Rewards and Other Important Information
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% |
6 months |
14.99% |
$0.00 |
No |
Fair |
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Discover® Student Card – Clear |
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Apply today for the Discover® Student Card - Clear! - Make your money worth MoreSM
- Unlimited cash rewards, automatically
- 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
- Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards from over 100 brand-name Partners
- Customer Service in less than a minute, anytime you want
*View Rates, Fees, Rewards and Other Important Information
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% |
6 months |
14.99% |
$0.00 |
No |
Fair |
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Citi® Platinum Select® MasterCard® |
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With the Citi® Platinum Select® MasterCard® comes the added protection of Citi® Identity Theft Solutions, $0 liability on unauthorized purchases, and secure, free online account management. - 0% APR* on balance transfers and purchases for up to 12 months
- No annual fee
- Citi® Identity Theft Solutions
- $0 Liability on unauthorized purchases
- Secure, free online account management
*See Card Terms and Conditions
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% |
6 - 12 months |
7.49% - 15.49% |
$0.00 |
Yes |
Good |
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Like any other credit card, you should use your instant approval credit card responsibly. Always pay off your balance before it comes due if possible, but always pay at least more than the minimum payment before the due date each month. This will keep you as a instant approval credit card holder in good standing and keep your credit rating healthy. Read the full article...
Instant decision credit applications differ form other credit card applications. The most obvious difference being that, once an online application is completed, approval is given immediately, or in a matter of minutes. Other credit cards usually have a longer waiting period. Read the full article...
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