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Apply Online for a Rewards Credit Card

Everybody likes to be rewarded for their efforts. Sensible Dollars believes that sensible credit should be rewarded also. That is why we have scoured the online credit card deals and offer the best credit card rewards available. Credit card reward programs offer you contributions in exchange for your sensible credit. These rewards differ with different credit card companies ranging from cash back rewards, airline miles and access to your favorite events. Spend your dollars sensibly and get rewarded sensibly. Apply online for a rewards credit card.


American Express® Gold Card

Consumers can experience exclusive shopping, entertainment and travel and earn 10,000 Membership Rewards® bonus points after your first purchase with the card - redeemable for a $100 gift card!

  • Earn 10,000 Membership Rewards® bonus points when you spend $500 in 3 months - redeemable for a $100 gift card!
  • The Membership Rewards® program - Earn 1 Membership Rewards® point for virtually every dollar you spend and redeem for your choice of travel, shopping, and entertainment rewards.
  • Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
  • Express Approval. Get a decision in less than 60 seconds.
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A N/A N/A 125.00 Yes Good

Miles by Discover® Card

The Miles by Discover® Card allows you to promote a low introductory offer where the consumer can earn 1 mile for every dollar they spend. This program performs best when marketed to individuals with good to excellent credit.

  • 12,000 Bonus Miles - 1,000 Bonus Miles each month you make a purchase for your first year
  • Double Miles on up to $3,000 in travel and restaurant purchases each year
  • Double Miles through our exclusive online shopping site
  • One Mile for every dollar on all other purchases
  • 0% intro APR on balance transfers and purchases for 6 months, then the Regular APR
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0% Purchases= 6 months;Balance Transfer= 6 months 10.99% - 16.99% APR 0.00 Yes Good

Escape by Discover® Card

Apply for the Escape by Discover® Card!

  • 25,000 Bonus Miles - 1,000 Bonus Miles each month you make a purchase for your first 25 months
  • Unlimited Double Miles on all purchases
  • An additional 2 Miles for every $1 you spend through our exclusive online shopping site, ShopDiscover
  • Flexible redemption options for travel, gift cards, or cash
  • 0% intro APR on Balance Transfers and Purchases for 6 months, then the Regular APR
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0% 6 months (on purchases and balance transfers) 10.99% - 16.99% 60.00 Y Good

American DreamCard

American DreamCard - The first and only "POOLED REWARDSTM " Credit Card. Looking for a card with an award winning reward program? The American DreamCardTM MasterCard® is the card for you! Take advantage of a new concept in credit cards where everyday spending earns you entries to win thousands in cash every month. Apply today!

  • Large monthly cash jackpots!
  • Earn entries from everyday shopping!
  • Get 1,000 entries just for applying!
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A N/A 14.99% or 21.99% *See Terms No Fair

Discover® MotivaSM Card

The MotivaSM Card was designed for consumers who carry a balance and feel underappreciated by card issuers rather than rewarded for being some of their best customers. Each time cardholders make six consecutive on-time monthly payments with the Discover MotivaSM Card, they receive their next month's interest back as a Pay-On-Time Bonus.

  • Cash rewards for your good credit management
  • Each time you make 6 on-time payments in a row, you'll get a Pay-On-Time Bonus equal to a full month's interest added to your Cashback Bonus account
  • 5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • 3.99% intro APR on balance transfers for a full 15 months, then the Regular APR
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
3.99% Purchases=12 months;Balance Transfer=15 months 11.99% - 20.99% 0.00 Yes Good

AMEX - Starwood Preferred Guest® Credit Card from American Express

Earn 10,000 Starpoints® with your first purchase1 — enough for up to 3 free nights at a Category 1 or 2 hotel  

  • Earn up to 25,000 Starpoints® enough for up to 6 free nights at a category 1 or 2 hotel.
  • Use Starpoints® for free nights and upgrades at participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates.
  • No annual fee for the first year and $45 thereafter
  • Transfer Starpoints® almost always on a 1:1 basis to the frequent flyer programs of over 30 major airlines
  • Earn one Starpoint® for every dollar you spend and double Starpoints® at participating Starwood properties and retail partners
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
2.90% on purchases and balance transfers for 6 months 15.24% 45.00 Yes Good

Click Here to see a full list of more Rewards Credit Cards

Here are some interesting articles that may aid you in making a sensible decision before applying for a Rewards credit card.

An Introduction to Credit Card Rewards Programs

The credit card industry is a very competitive business. The credit card companies are constantly coming up with new ways to get you to use their credit cards. One of the methods they use is a rewards or incentive program. There are cash rewards programs, points based incentives and special rewards programs for a variety of retailers. This resource walks you through the many forms of credit cards rewards programs to help you decide which credit card rewards program is right for you. Read the full article.

Sensible Rewards and Gas Cards

Gasoline credit cards are the easiest way to make a base of faithful consumers to support the business. With gasoline cards, cardholders receive rebates or discounts, free items after purchasing a pre-determined quantity of gasoline. Gas cards are very different from conventional cards. Read the full article...

Why Rewards Credit Cards are Sensible

Many different major credit card companies such as Visa, MasterCard, and Discover all offer some form of rewards credit card. Most of these companies have various forms of rewards credit cards, something to fit the needs of any customer. If you are going to use a credit card for all of your purchases anyways, why not get something back in return? Read the full article...

Sensible Gas Credit Card Rewards Systems

For every dollar you spend or with a gas card, it will be for every gallon you fill up with, you'll get cash back. Let's make an example really quick. Let's say that you apply for a card that gives you five percent back per gallon. If the cost of gas is three dollars, you are going to only pay two eighty-five per gallon. When you receive your credit card statement, they will knock the prices off that way. Read the full article...

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