Apply Online for a Low Interest Credit Card

Apply online for a credit card with low interest rates. With all of the low interest deals available, it is just not sensible to be paying a high interest rate for a credit card. Sensible credit equals Sensible Dollars. If you have had a credit card for over a year, chances are you will find a lower interest credit card here. All you have to do is apply online and reap your rewards. You want a low interest credit card and the credit card companies want your business. Sensible Dollars has found the lowest rate credit cards available. All you have to do is fill out a quick application to start saving Sensible Dollars.

Discover® More® Card

With the Discover® More® Card consumers can earn 5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall.

0% intro APR on balance transfers for a full 15 months, then the Regular APR
0% intro APR on purchases for a full 6 months, then the Regular APR
5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
Up to 1% unlimited Cashback Bonus on all other purchases
No Annual Fee

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%	Intro APR Period: Purchases=6 months;BT=15 months	11.99% - 20.99%	0.00	Yes	Good

Discover® Motiva^SM Card

The MotivaSM Card was designed for consumers who carry a balance and feel underappreciated by card issuers rather than rewarded for being some of their best customers. Each time cardholders make six consecutive on-time monthly payments with the Discover MotivaSM Card, they receive their next month's interest back as a Pay-On-Time Bonus.

Cash rewards for your good credit management
Each time you make 6 on-time payments in a row, you'll get a Pay-On-Time Bonus equal to a full month's interest added to your Cashback Bonus account
5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall
Up to 1% unlimited Cashback Bonus on all other purchases
3.99% intro APR on balance transfers for a full 15 months, then the Regular APR

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
3.99%	Purchases=12 months;Balance Transfer=15 months	11.99% - 20.99%	0.00	Yes	Good

Miles by Discover® Card

The Miles by Discover® Card allows you to promote a low introductory offer where the consumer can earn 1 mile for every dollar they spend. This program performs best when marketed to individuals with good to excellent credit.

12,000 Bonus Miles - 1,000 Bonus Miles each month you make a purchase for your first year
Double Miles on up to $3,000 in travel and restaurant purchases each year
Double Miles through our exclusive online shopping site
One Mile for every dollar on all other purchases
0% intro APR on balance transfers and purchases for 6 months, then the Regular APR

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%	Purchases= 6 months;Balance Transfer= 6 months	10.99% - 16.99% APR	0.00	Yes	Good

Escape by Discover® Card

Apply for the Escape by Discover® Card!

25,000 Bonus Miles - 1,000 Bonus Miles each month you make a purchase for your first 25 months
Unlimited Double Miles on all purchases
An additional 2 Miles for every $1 you spend through our exclusive online shopping site, ShopDiscover
Flexible redemption options for travel, gift cards, or cash
0% intro APR on Balance Transfers and Purchases for 6 months, then the Regular APR

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%	6 months (on purchases and balance transfers)	10.99% - 16.99%	60.00	Y	Good

Discover® Student Card

Sign up for a Discover® Student Card today and Earn more cash in more ways than anyone elseSM*. Earn 5% Cashback Bonus® in categories that change like travel, home improvement stores, department stores, gas, groceries, restaurants and many more* and up to 1% Cashback Bonus on all other purchases automatically*. Apply Now!

Make your money worth More^SM*
Unlimited cash rewards, automatically
5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards from over 100 brand-name Partners
Customer Service in less than a minute, anytime you want

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%	6 months	as low as 13.99%-20.99%	0.00	No	Fair

Biodegradable Discover® More® Card

Put more green in your wallet with the Biodegradable Discover® More® Card. New biodegradable card plastic breaks down 99% within five years in landfill conditions and leaves no toxic effects behind.

0% intro APR on purchases and balance transfers for 6 months, then the Regular APR
5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
Up to 1% unlimited Cashback Bonus on all other purchases
No Annual Fee

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%*	*See terms	11.99% - 20.99%	$0.00	Yes	Good

Here are some interesting articles that may aid you in making a sensible decision before applying for a Low Interest rate credit card.

How to Sensibly Apply For Low APR Credit Cards

The best low APR credit cards are those with a zero percent introductory rate followed by a low standard interest rate at the end of the introductory period. The longer the introductory period, the greater your interest savings will be. Look for an introductory deal that offers an interest free period of at least nine months, preferably twelve. Read the full article...

Sensibly Apply For Low Interest Rate Credit Cards

Low interest rate credit cards are by far the best option to minimize monthly debt costs. If you already have debt at higher rates, consider transferring your balances to a low rate card. The best deals for balance transfers are zero rate introductory offers of at least twelve months that lead into an ongoing low interest rate. Read the full article...

Sensible Reasons Why the Interest Rate on Credit Cards is Important

If you find that you are paying a lot in finance charges you can always transfer your balance to a card with a lower finance rate. When you do this, you could be saving yourself hundreds or even thousands of dollars per year. Read the full article...

Sensibly Applying for Zero Percent Credit Card Offers

0% credit card offers are also a marvelous way to reduce your overall debt. Instead of spending your interest savings, you could choose to continue to pay the same monthly amount. If you do this, your debt will decrease dramatically. Read the full article...