Sensible Dollars for Smart Credit Card Choices

 

 

 

 

 

 

 

 

Apply Online for a Low Interest Credit Card

Apply online for a credit card with low interest rates. With all of the low interest deals available, it is just not sensible to be paying a high interest rate for a credit card. Sensible credit equals Sensible Dollars. If you have had a credit card for over a year, chances are you will find a lower interest credit card here. All you have to do is apply online and reap your rewards. You want a low interest credit card and the credit card companies want your business. Sensible Dollars has found the lowest rate credit cards available. All you have to do is fill out a quick application to start saving Sensible Dollars.


Discover - Discover® Student Card

Apply today for the Discover® Student Card and earn 5% Cashback Bonus® in categories that change like travel, department stores, gas, groceries, restaurants, and more.

  • 5% Cashback Bonus® in categories that change like travel, department stores, gas, groceries, restaurants, and more.
  • Up to 1% unlimited Cashback Bonus on everything else you buy.
  • 0% Intro APR on purchases for 6 months.
  • No Annual Fee
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0% 6 months as low as 12.99%-19.99% 0.00 No Fair

Discover - Escape by Discover® Card

Apply for the Escape by Discover® Card!

  • 25, 000 Bonus Miles – Earn 1,000 Miles each month you make a purchase for the first 25 months
  • 2 Miles per $1 on all purchases
  • No limit on the Miles you earn and Miles don’t expire*
  • Fly on any airline, book any hotel or car, with no blackout dates
  • Use Miles for travel, merchandise, gift cards or cash
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0% 6 months (on purchases and balance transfers) 10.99%-16.99% Variable 60.00 Y Good

Discover - Miles by Discover® Card

The Miles by Discover® Card allows you to promote a low introductory offer where the consumer can earn 1 mile for every dollar they spend. This program performs best when marketed to individuals with good to excellent credit.

  • 12, 000 Bonus Miles – Earn 1,000 Miles each month you make a purchase for your 1st year
  • 1 Mile per $1 on every purchase
  • Plus, 2 Miles on travel and restaurant purchases on your first $3,000 each year
  • No limit on the Miles you earn and Miles don’t expire*
  • Fly on any airline, book any hotel or car, with no blackout dates
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0% Purchases= 6 months;Balance Transfer= 6 months 10.99%-16.99% Variable 0.00 Yes Good

Discover - Discover® MotivaSM Card

Earn Cashback Bonus for your good credit management

  • Earn Cashback Bonus for your good credit management
  • 5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • 3.99% intro APR on balance transfers for 15 months, then the Regular APR
  • 3.99% intro APR on purchases for 12 months, then the Regular APR
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
3.99% Purchases=12 months;Balance Transfer=15 months 11.99% - 20.99% 0.00 Yes Good

Discover - Discover® More® Card

With the Discover® More® Card consumers can earn 5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall.

  • 0% intro APR on balance transfers for 12 months, then the Regular APR
  • 0% intro APR on purchases for 12 months, then the Regular APR
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • No Annual Fee
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0% Intro APR Period: Purchases=12 months;BT=12 months 11.99%-20.99% Variable 0.00 Yes Good
 

Here are some interesting articles that may aid you in making a sensible decision before applying for a Low Interest rate credit card.

How to Sensibly Apply For Low APR Credit Cards

The best low APR credit cards are those with a zero percent introductory rate followed by a low standard interest rate at the end of the introductory period. The longer the introductory period, the greater your interest savings will be. Look for an introductory deal that offers an interest free period of at least nine months, preferably twelve. Read the full article...

Sensibly Apply For Low Interest Rate Credit Cards

Low interest rate credit cards are by far the best option to minimize monthly debt costs. If you already have debt at higher rates, consider transferring your balances to a low rate card. The best deals for balance transfers are zero rate introductory offers of at least twelve months that lead into an ongoing low interest rate. Read the full article...

Sensible Reasons Why the Interest Rate on Credit Cards is Important

If you find that you are paying a lot in finance charges you can always transfer your balance to a card with a lower finance rate. When you do this, you could be saving yourself hundreds or even thousands of dollars per year. Read the full article...

Sensibly Applying for Zero Percent Credit Card Offers

0% credit card offers are also a marvelous way to reduce your overall debt. Instead of spending your interest savings, you could choose to continue to pay the same monthly amount. If you do this, your debt will decrease dramatically. Read the full article...

 

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