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Apply Online to Transfer High Interest Credit Cards
Apply online for a credit card that allows you to transfer your high interest credit card balance. Most of these offers allow you a 0% annual percentage rate for at least a year. A very sensible solution if you are paying a high interest rate on your current credit cards. All you have to do is apply for a new credit card and cut the old one up to start saving yourself a lot of Sensible Dollars. Consolidate your high interest credit card bills and save with great low rates. Transfer the balances from your higher interest rate accounts and start saving money. Make the sensible choice and apply online today!
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Discover® MotivaSM Card |


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Apply today for the Discover® MotivaSM Card! - Pay-On-Time Bonus® equal to a full month's interest added to your Cashback Bonus account
- 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
- Up to 1% Cashback Bonus on all other purchases
- Unlimited cash rewards
- Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards from over 100 brand-name Partners
- Free payment by phone
- Automatic email reminders when a Payment Due Date is nearing or when a payment has been made
- No Annual Fee
- Online Account Access
- Online Bill Payment
*View Rates, Fees, Rewards and Other Important Information
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 3.99% |
Purchases=6 months;Balance Transfer=12 months |
11.99% - 19.99% |
$0.00 |
Yes |
Good |
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Discover® More® Card |


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Apply today for the Discover® More® Card! - 5% Cashback Bonus®* in categories that change like travel, home improvement stores, department stores, gas, groceries, restaurants and many more
- 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
- Up to 1% Cashback Bonus on all other purchases automatically
- Unlimited cash rewards
- Turn your Cashback Bonus into bigger rewards everytime when you redeem for gift cards
from over 100 brand-name Partners
- No Annual Fee
- Online Account Access
- Online Bill Payment
*View Rates, Fees, Rewards and Other Important Information
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% |
Purchases=6 months;Balance Transfer=12 months |
11.99% - 19.99% |
$0.00 |
Yes |
Good |
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Discover® More® Card – Clear |


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Apply today for the Discover® More® Card - Clear! - 5% Cashback Bonus®* in categories that change like travel, home improvement stores,
department stores, gas, groceries, restaurants and many more
- 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
- Up to 1% Cashback Bonus on all other purchases automatically
- Unlimited cash rewards
- Turn your Cashback Bonus into bigger rewards everytime when you redeem for gift cards
from over 100 brand-name Partners
- No Annual Fee
- Online Account Access
- Online Bill Payment
*View Rates, Fees, Rewards and Other Important Information
|
| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% |
Purchases=6 months;Balance Transfer=12 months |
11.99% - 19.99% |
$0.00 |
Yes |
Good |
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Here are some interesting articles that may aid you in making a sensible decision before applying for a balance transfer credit card.
Before applying for a balance transfer card, you will want to check out your options. First look at the fees involved, as these may vary from card to card. Many companies charge a certain amount to bring over an existing balance. Read the full article...
You cannot use balance transfers to pay off or pay down any account issued by the same company or its affiliates. Depending on balances that are transferred, the restrictions of your choices of available credit cards may vary. The total amount that is transferred (including any balance transfer fee), must be less than your available credit line. Read the full article...
You can source balance transfer credit cards quickly and easily online. All-in-one credit card sites make selection and applications easy. If you have to trawl through all the different offers yourself and research them, you could take months if not years. Why not use a website that has done all the initial work for you? Read the full article...
Credit card balance transfers to zero-rate introductory cards can save you hundreds of dollars a month. Instead of struggling to pay bills, your money will be diverted from lenders to essential family needs. You can also get enough breathing space to get organized and make new financial decisions. Read the full article...
Balance transfer offers can provide immediate financial relief. The larger your credit card debt and the higher your interest rates, the more relief you will receive. Debt stress can place enormous pressure on individuals and families and significantly affect people's quality of life. It is therefore very important to take action to make your life easier now and financially more stable in the future. Read the full article...
If you have a few too many credit cards, a sensible way to consolidate all of your credit card debt would be to apply for a credit card that allows you to transfer balances to the new card. Many times, you can get a new credit card with a lower interest rate and a higher credit limit. Many factors determine your credit card limit. Make sure the transfer credit card that you are applying for will give you a high enough limit to transfer your balances so you can get rid of the other credit cards. Read the full article.
Whenever you see credit card promotions that sound like they're going to be a good deal for you, it's best to look into them closely and make sure you read all of the "fine print". A 0% balance transfer is typically good for a specific length of time, six months or twelve months are the most common terms. Read the full article...
For people who maintain more than average to excellent credit scores, we recommend them to take 0% balance transfer scheme and apply for no interest balance transfers because it offers the least amount of financial investment and no interest is laid on to be borne as long as people continue to pay off regularly each month's minimum card balance. Read the full article...
Balance transfers occur when a customer transfers an existing balance to another credit card. This balance is commonly from another credit card but could also be from a bank account. In order to attract new customers credit card companies are now offering substantial periods of time where balances can be moved to the new card and become interest free. Read the full article...
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